2026 New Hires & Changes

We are dedicated to offering a comprehensive benefits package designed to support the health, financial security, and overall well-being of you and your family. Our programs are market competitive and thoughtfully curated to help you thrive today and plan confidently for tomorrow.

This enrollment period is your one opportunity to elect your benefits unless you experience a qualifying life event; such as birth, adoption, marriage, or divorce during the year. Otherwise, you must wait until the next annual open enrollment in the fall of 2026.

The more you understand the benefits that Wiss & Co makes available, the better equipped you will be to select the best and most cost-effective benefits for you and your family.

Below is a summary of the benefits offered to you, eligibility, and enrollment instructions. Additional information can be viewed by accessing the links on the banner at the top of this page

Benefits Overview

Medical

The two Aetna Medical Plan options available to you are: the EPO HSA Plan and the Enhanced HSA Plan.

A Inspira Financial Health Savings Account is also provided alongside both medical plans.

Please review our 2026 Wiss Informational HSA Guide (pdf) to learn more about the benefits of contributing to an HSA.

Dental & Vision

Wiss offers employees the choice of two Aetna Dental Plans: a DMO Plan or a PPO Plan. Employees are also offered a Voluntary Vision Plan through Aetna.

Aetna Discount Programs

Along with our plans, Aetna provides discounts to their members on things like gym memberships, vision exams and materials, natural therapy sessions, and hearing care solutions. View the Aetna Discount Programs (PDF) flyer to find out more.

Please Note: These discount programs are only available to the employees and dependents who are enrolled in the Aetna plans.

Bright Horizons Back-up Care

Bright Horizons offers a wide range of services to support your family – whether you’re caring for children, elders, or pets. To learn more see the Bright Horizons section and the Bright Horizons All Benefits Flyer (pdf).

Flexible Spending Accounts (FSAs)

P&A Group administers our Flexible Spending Accounts. We proudly offer Health Care and Dependent Care Flexible Spending Accounts. These accounts allow you to set aside funds on a pre-tax basis to cover eligible health care and/or dependent care expenses. Up to $680 of unused funds in your Health Care FSA will roll over into the 2027 plan year.

Commuter Program

Our Commuter Program is also administered by P&A Group. This program allows you to pay for eligible transportation expenses to and from work with pre-tax dollars deducted from your paycheck. These funds can be used to pay for Parking and Mass Transit costs incurred while commuting to and from work.

Basic Life/ AD&D and LTD

Employees are eligible for Basic Life/AD&D insurance administered by UNUM and will receive this coverage at no cost to them. There is also an option to enroll in a contributory LTD plan with a benefit of 60% of your monthly earnings up to $6,000 for non-managers. More information is available in the Life/AD&D and LTD section.

Aflac Benefits

Employees are eligible to enroll in voluntary plans through Aflac. These are voluntary benefits that are there for you when you need them the most. Visit Aflac Benefits to see more information about each benefit along with pricing.

401(k) Retirement Plan

The 401(k) Retirement Plan that Wiss offers is administered by Empower Retirement. A 401(k) is an important tool to help our employees prepare for retirement.

ID Theft Protection

You have the option between two plans: Essential & Premier. View the ID Theft plan information and how it works. The LifeLock ID Theft plans provide comprehensive protection and restoration assistance if your identity is stolen.

Voluntary Pet Insurance

You can purchase pet insurance to help with the cost of a wide range of pet-related health care expenses. Choose from two plans offered through Nationwide. See the Nationwide Pet Insurance flyer for a comparison between the two available plans. Each quote from Nationwide is specific to your pet. Visit the Wiss Voluntary Pet Insurance portal to enter your pets information and receive your individualized quote. Premiums are paid through convenient payroll deductions.

Employee Assistance Program

Balancing your work and personal life can be challenging. Wiss is here to help by offering its employees the Magellan Healthcare Employee Assistance Program. This program allows you access to a licensed professional counselor and online work/life balance tools. All calls are kept confidential and have no additional cost to you!

Travel Assistance Services

When you travel 100 miles or more away from your home, one phone call to Unum’s Travel Assistance Services, provided by Assist America, connects you to medically certified personnel who are ready to help 24 hours a day, 365 days a year — and can connect you with pre-qualified, English-speaking and Western-trained medical providers anywhere in the world.

Please Note: Only employees enrolled in the Unum LTD plan have the Travel Assistance plan available to them.

Eligibility

Who can participate?

Employees working 20 or more hours a week are eligible for medical, dental, and FSA benefits.
Employees who work 30 or more hours per week are eligible for Basic life / AD&D and LTD benefits.
These benefits become effective the first of the month following 30 days of employment.

Which family members can be covered?

When you enroll yourself in the benefits program, you may also enroll your eligible dependents. Please review your dependent’s eligibility to ensure they meet the requirements to be covered under our benefit plans.

Eligible dependents may include:

Legal Spouse (“Spouse” means the person recognized as a covered employee’s husband or wife under the laws of the state where the covered employee was married)
Same-Sex Domestic Partners
Your dependent children up to age 26 (regardless of marital status), including a natural child, stepchild, a legally adopted child, a child placed for adoption, or a child for whom you or your spouse are the legal guardians
Your unmarried children age 26 or older who are mentally or physically disabled and who rely on you for support and care

IMPORTANT: When adding dependents to your coverage, proof of documentation will be required (e.g., birth certificate, divorce decree, marriage license, court papers for guardianship/adoption).

Making Changes: Qualified Life Events

Making Changes

Qualified Life Events

After your initial open enrollment, you may make changes to your benefit elections only during the next annual enrollment period, unless you have a qualified life event as defined by the IRS. If a change in status occurs, you are permitted to make changes consistent with the event.

Qualified Life Events, as defined by the IRS, include:

Marriage or divorce
Gain or loss of an eligible dependent for reasons such as birth, adoption, court order, disability, death, marriage or reaching the dependent child age limit
Changes in your Spouse’s/Qualified Domestic Partner’s employment affecting benefit eligibility

If any of these changes occur, it is your responsibility to alert Human Resources to add or remove your dependent(s) within 31 days of the date of the qualifying event.

How to Enroll

New Hire Enrollment

All elections during your new hire period will take place in ADP Workforce.

When adding dependents to your coverage, proof of documentation will be required (e.g., birth certificate, divorce decree, marriage license, court papers for guardianship/adoption).

ENROLL NOW! All elections take place in ADP Workforce.

Enrollment Deadline

New hires must make their healthcare elections within 30 days of their date of hire in order to be eligible for benefits in 2026.

You must make your elections during this initial enrollment period. Any changes outside of your initial enrollment period or during our annual open enrollment, requires a qualifying life event.

Adding Dependents?

You must include their birth dates and Social Security numbers as required by federal law.

LifeMart Discount Shopping Website

Want to get discounts and save more on services and products? LifeMart gives you access to real savings on categories such as Entertainment, Wellness, Travel, Restaurants, and more. LifeMart is available to all Wiss employees. Learn more about LifeMart.

2026 Pre-tax IRS Maximum Contribution Limits
Benefit	Amount
Health Savings (HSA) Single Coverage	$4,400*
Health Savings (HSA) Family Coverage	$8,750*
Health Savings (HSA) Catch-up Over Age 55	$1,000
Medical Flexible Spending	$3,400
Dependent Care FSA	$7,500**
Transit Commuter (monthly)	$340
Parking Commuter (monthly)	$340
Traditional 401(k) Limit	$24,500
Traditional 401(k) Catch-Up	$8,000
Roth 401(k) Limit	$24,500
Roth 401(k) Catch-Up	$8,000
* Includes employer contributions of: $1,250 individual / $2,500 family **$3,750 if married and filing separately

Roth 401K Contributions

Please note: Due to SECURE Act 2.0 starting in 2026 employees age 50+ earning over $145,000 in prior-year wages must make all 401 (k) catchup contributions as Roth (after-tax) if you wish to make them. They will be submitted through payroll as Roth contributions to Empower.